This article is for all those parents that want the best of both worlds, being with your children and bringing in extra money for the household. Could you use an extra $200-$1500 per month?

Does getting the children ready to take to child care/school while you go off to work all getting to much for you?

Are you faced with the dilemma with having a family to give up a second income or put your children into child care and missing out on so much of their growing up? Once you pay out the cost of child care, travel, food etc then look at what is left you have to think is it really all worth it???????? Wouldn't it be great to be able to save on all those expenses, spend time with your children while they are still young and earn that extra cash to help with the everyday bills? Would you like to help pay the mortgage and household bills, without going OUT to work? Well you can. Ever thought of working from home, to be in business for your self but NOT by yourself. Many stay at home mums and dads are finding that by working from home in this way they can often replace their "JOB" salary in a very short time. They feel very lucky, you can too.

Imagine how your quality of life could change with one parent going out to work and the other staying home with the children AND earning extra cash. Sound to good to be true, well it isn't, it can really happen. How I hear you ask.

Network marketing will become the most efficient way to distribute products or services and will dominate the world of distribution. Since the business can be started with very little upfront investment, has a very low downside risk, can

be operated efficiently from the home, and has unlimited residual income potential, network marketing will become the business opportunity of choice throughout the world. There will be two classes of people, those who have large networks and those who don't! The advantages of your own Network Marketing business: 1. It gives parents back to the family life, they have been missing out on. 2. It allows for flexible working hours, a business that easily fits into your existing schedule. 3. FREE training and support through out your business. If you will invest the time and effort, so will they. 4. Everything has been tested and proven for you. 5. Basic computer skills, no experience needed. All that is needed are strong work ethics and determination to reach your income goals. 6. Low risk business opportunity with low start up costs that can be tailored to suit individual's resources. 7. Network marketing businesses do not discriminate against sex, race, family or background, everyone is equal. Direct marketing is in increasing demand as marketers seek out one-to-one communications. But shifts are taking place even within the discipline, with spending on internet marketing growing at least three times faster than other direct media. Spending on internet marketing is forecast to reach $21.7 billion in 2009, up from 12.6 billion this year, while commercial email spending is expected to reach $600 million, up from $300 million.

About the author:Judy Dench works frobm home part time in the successful proven 60 Minute Money Home Based business program. For more information and FREE tour go to http://www.cash-4-u-at-home.com

If you’re a webmaster who has been itching to start a home based business and you are experiencing some cash flow problems and are considering leaving your dreams by the wayside, don’t. Credit cards may be your answer. Now before you start feeling guilty about using your credit cards for some much needed cash flow and before you antagonize over this issue because of “debt”, let me assure you that credit cards may be your key to success when you use them wisely.

This isn’t to say that you should go out and run up your cards up to the limit simply because they are there. Instead, we’re saying that credit cards

http://www.the-credit-card-shop.co.uk/ are not all bad, credit card companies aren’t the devil and if you use your cards smartly then they can help jump start your fledging business’ finances or get you out of a cash crunch. However, the key is to learn how to use credit cards to your advantage and not your disadvantage. With this in mind, we have provided you with the top five tips that will help you use your credit cards wisely:

1. First and foremost, you should realize that carrying cards have some advantages. Here are some major ones that you should be aware of:

a. Credit allows you to buy needed supplies instantly instead of waiting until later;
b. You can spread out the cost of expensive equipment like software and computers;
c. You can learn to cleverly float cards and get months of interest free loans if you choose the right card and use it correctly;
d. When you use cards, your purchases are insured;
e. Credit cards allow you to keep track of miscellaneous purchases and expenses;
f. You can earn points and other rewards simply for using the card;
g. Credit cards help you budget your money. You get a single limit and once that is exceeded then you will be declined so you’ll be encouraged to keep track of how much limit you have.

2. Second, you have to find a card that has a great rate and/or the best benefits for you. For instance, if

you will pay off the balance every month but travel a lot then you might want to consider a card with a higher interest rate that gives more frequent flier miles since you will not be affected by the interest rate when you can’t pay off the credit card balance every month. On the other hand, if you can’t pay your balance every month, you should consider the card with a lower interest rate. http://the-credit-card-shop.co.uk/low-interest-credit-cards.htm
3. Once you’ve found an appropriate card, you should make a commitment to pay your balance responsibly. That is, you should only charge the amount that you can realistically pay in a month or so and make a point not to rack up a ton of credit card debt.
4. You should really try and avoid using your credit card to get cash advances. This is because most companies charge cash advance fees which could hurt you. However, an exception to this would be if you have an emergency and need to handle a cash crunch then you should use the least amount possible.
5. Review your statements as soon as you get them to evaluate interest rates. Make sure that you don’t see any errors and if you do then report them right away.

In conclusion, you shouldn’t feel guilty about using your credit cards to help you start or finance your fledging web business. Instead, you should use the above-mentioned tips and use your cards responsibly so that they continue to be a blessing when you need them!

Claire Bowes is a successful freelance writer and owner of the Credit Card Centre http://www.the-credit-card-centre.co.uk/ where you will find further advice and tips on the best credit card deals http://the-credit-card-centre.co.uk/best-credit-cards.html , 0% credit cards and small business credit cards. http://the-credit-card-centre.co.uk/business-credit-cards.html

How would you like to have at least an extra hour in your day just for yourself so that you can have more fun? When you work from home there can be a tendency to work longer hours due to the flexibility that you have.

If you work from home, these ideas if implemented consistently will free up your time so that you can enjoy more of your life.

Look After Yourself First

Exercise regularly and eat healthily. Do the right thing by yourself and you'll have heaps of energy, be motivated, more productive and happier.

Surround Yourself with Positivity

Circulate with positive people, read motivational books and listen to motivational tapes/cds while driving, going for a walk or waiting for appointments. Avoid negative people like the plague. They will drain your energy.

Clean out the Clutter

You will save yourself heaps of time, energy, space and money if you clear out your home environment…paperwork, books, old equipment etc. regularly. You'll be able to find things, save money because you won't have to buy what you already have hidden somewhere, plus you'll be less stressed. You'll feel better which will make you happier.

Jazz Up Your Environment

If you work and live in a pleasant environment, you'll naturally feel better and happier. A clean, uncluttered home office makes you feel good and happy to be there.

Dress for Success

When you look good, you feel good, when you feel good you are happier. Have an image makeover. Even though you work from home, if you dress well to suit your lifestyle, it will make a difference to how you and everyone else see you.

Plan Time For Fun

With so much to organise in your busy life you need to record your appointments, things to do and goals somewhere. Use a paper diary or digital organiser that you can take everywhere. This is the most effective way to get things done, plan your work and your life. When you work from home it is easy to get bogged down with work and not have planned time out.

Learn to say "No"

To dramatically improve your productivity and do more of the things you want in your life, you

have to be firm with others and let them know if you cannot, will not or are unavailable to fulfil their requests. Neighbours, family and friends can have the mistaken belief that because you work from home you are not really working.

If you constantly say "yes" to everyone else's requests you will never have the time to do what you really want to. Book yourself into a self-assertiveness course to learn these skills if you feel you need to.

Do What You Do Best and Delegate the Rest

See if there are ways you can delegate tasks which would suit someone else's talents. Many people spend heaps of time on mundane secretarial tasks which would take a person who is trained in that area a quarter of the time to undertake.

At home hire a gardener and cleaner to take care of the basic household chores. It's worth investing the extra dollars if you can have more free time to do what you want to.

Compliment Someone Every Day

How do you feel when you receive a compliment? Make someone's day…give before you get because what goes around, comes around. Go out each day, even if it's to the local shops so that you can talk to people.

The Final Word

By following these simple yet very effective ideas you can really enjoy the benefits you can experience when you work at home. You'll feel good, look good and have more time to enjoy your life… and when you're enjoying life, you're happy!

Lorraine Pirihi is Australia's Personal Productivity Specialist and Leading Life Coach. Her business The Office Organiser specialises in showing small business owners and managers, how to get organised at work so they can have a life! Lorraine is also a dynamic speaker and has produced many products including "How to Survive and Thrive at Work!"

To subscribe to her free ezine visit www.office-organiser.com.au
This article may be reproduced providing it is published in it's entirety, including the author's bio and all links. For further information please contact Lorraine Pirihi.
lorraine@office-organiser.com.au